bought an iPhone and was frustrated that my fingers appear to be too large to type properly on its virtual keyboard. Is there a stylus that works with the iPhone?

A: I hadn't realized this until recently, when a friend who bought one showed it to me, but, yes, there is. The iPhone wasn't designed to operate with a stylus, and the small, thin, hard kind that one uses with, say, a Treo, doesn't work right with the iPhone. But there are some companies that sell a wider type of stylus with a soft tip that approximates a small fingertip, and is designed for the iPhone.

If you type "iPhone stylus" into a search engine, or an online store like Amazon.com, you will see a number of inexpensive choices. One downside: the iPhone doesn't have a built-in slot for a stylus. My friend carries his, which has a clip on the end, like a pen, in his pocket.

Q: I just purchased an external hard drive for my PC that connects through a USB port to back up photos and important files in the event of a computer crash. Would this hard drive be affected if my main hard drive crashed? Should I disconnect the external drive when it's not in use?

A: The two hard disks are separate devices, and if one has a mechanical failure, it doesn't affect the other. There might be some scenarios in which a problem with the computer itself, as opposed to a breakdown of its internal hard disk, could affect the external drive. And malicious software could corrupt or erase files on the external drive. An electrical surge could also affect both drives, or fry the computer itself.

Many people can't disconnect their external drives, because they use automated backup programs, or frequently save files to the drives. If you are doing only occasional manual backups, you could disconnect the extra drive when not in use, so you'd feel more comfortable. But, for maximum peace of mind in case of an electrical surge, you should disconnect it not only from the PC, but from the electrical outlet as well, even if you are using a surge protector.

Q: We have DSL service. I use several Web-based applications, one of which is online backup, and my husband is concerned that they degrade his use of the Web, which includes creating Web sites. I contend that that is like saying turning on one light bulb is using too much electricity, that two people on one DSL line aren't using up too much bandwidth. Who is right?

A: Every situation differs, depending on exactly which programs you are each using, how you have them set, whether you are using them simultaneously, and how fast your DSL connection is. However, in general, your husband is correct that it is possible for heavy Internet usage on one computer in a home to slow down Internet speeds on another.

This is especially true with something like online backup, because it relies on your DSL account's upload speed, which is typically far slower than the download speed. If your online backup program is trying to push a bunch of files over a slow upload connection, while he is in another room trying to upload new versions of a Web site over the same narrow upload pipe, it could affect the speeds he gets. You might try coordinating or staggering those online activities that involve heavy uploading. Normal Web surfing or emailing shouldn't require any such coordination.

Q: I have switched to Mac recently and never want to use Windows again. But the program I miss using on Windows the most is Microsoft Money. Do you know any way to make this program run on my Mac?

A: Microsoft doesn't make a Mac version of Money.

However, all current Macs can run Windows and Windows programs. I suggest you pick up a copy of one of two programs -- Parallels Desktop or VMWare Fusion. Both allow you to run Windows programs right alongside your Mac programs, even without displaying the Windows desktop. Microsoft Money would just appear in its own window, as if it were another Mac program.

This method works well, but it carries a price. Fusion and Parallels cost around $60-$70 each, plus you will have to buy and install a full, fresh, boxed copy of Windows.